Fundamental Analysis
USB
U.S. Bancorp
Bullish
Summary
The Bullish score is driven primarily by a pronounced rebound in profitability: the latest annual net income rose by +20.0% and net income margin sits at 28.3%, with a Piotroski score of 6 indicating supportive balance-sheet and cash-flow signals. Top-line recovery is more modest, with the latest annual revenue up +4.4% after earlier weakness and the most recent quarter also showing improving revenue and net income, which confirms the annual signals. The SEC filing history is short, so this recovery view is tentative rather than a settled long-term trend.
Revenue — Annual Comparison
Net Income — Annual Comparison
Quarterly Detail Charts
Quarterly Revenue
Quarterly Net Income
Piotroski F-Score Breakdown
6/6 · Bullish
Profitability — Net income positive this fiscal year
Pass
Return on Assets — Return on Assets improved year-over-year
Pass
Leverage down — Long-term debt / total assets improved
N/A
Liquidity up — Current ratio improved year-over-year
N/A
No share dilution — Share count did not increase year-over-year
Pass
Margin up — Gross margin expanded year-over-year
N/A
Asset efficiency — Asset turnover improved year-over-year
Pass
Data Source
Fundamental filing data sourced from the SEC’s EDGAR database. Company filings are used for the charts and summary figures on this page.
Recent Filings
Formula & Methodology
Revenue inputAnnual revenue trend contributes 40% of the score.
Net income inputAnnual net income trend contributes 60% of the score.
Rating ruleFormula: revenue trend carries 40% of the rating and net income trend carries 60%. Bullish starts at 0.60 or higher, Bearish starts at -0.60 or lower, and anything in between is Neutral.