Fundamental Analysis
C
Citigroup
Neutral
Summary
Revenue has been a steady near-term grower while net income shows a mixed multi-year pattern, leaving the overall fundamental picture balanced rather than clearly improving or deteriorating. The latest annual reads show revenue up and net income up (latest annual revenue +5.0%, latest annual net income +12.6%), but the most recent quarter posted $3.79B of net income and was down versus the prior quarter, which blunts the annual gains. The balance sheet reports assets clearly above liabilities (assets over liabilities multiple 1.09) and the Piotroski score of 3/7 signals only neutral health on the balance-sheet-and-margin checks. These factors together explain the Neutral deterministic rating and keep the outlook qualified rather than decisively positive or negative.
Revenue — Annual Comparison
Net Income — Annual Comparison
Quarterly Detail Charts
Quarterly Revenue
Quarterly Net Income
Piotroski F-Score Breakdown
3/7 · Neutral
Profitability — Net income positive this fiscal year
Pass
Return on Assets — Return on Assets improved year-over-year
Fail
Leverage down — Long-term debt / total assets improved
Pass
Liquidity up — Current ratio improved year-over-year
N/A
No share dilution — Share count did not increase year-over-year
Pass
Margin up — Gross margin expanded year-over-year
N/A
Asset efficiency — Asset turnover improved year-over-year
Fail
Data Source
Fundamental filing data sourced from the SEC’s EDGAR database. Company filings are used for the charts and summary figures on this page.
Recent Filings
Formula & Methodology
Revenue inputAnnual revenue trend contributes 40% of the score.
Net income inputAnnual net income trend contributes 60% of the score.
Rating ruleFormula: revenue trend carries 40% of the rating and net income trend carries 60%. Bullish starts at 0.60 or higher, Bearish starts at -0.60 or lower, and anything in between is Neutral.